Capital Gains Tax Calculator
*State taxes are estimated using each state’s standard capital-gains rate and applied to both long-term gain and depreciation recapture for simplicity.
These calculations are provided for illustration and educational purposes only and are based on generalized assumptions. Actual tax liability may differ depending on your complete financial picture, state-specific rules, current and future tax law changes.This tool does not provide tax or legal advice. Always consult a qualified CPA or tax advisor before relying on these figures for investment decisions.
Reverse 1031 Financing / Debt Replacement Calculator
NOTES:
* Full Deferral Achieved when both Cash Boot = 0 and Debt Boot After Cash Offset = 0. Deferral at Risk if either is > 0.
In a 1031 exchange, “boot” refers to any cash or debt difference not fully reinvested — which may be taxable.
“Potentially Taxable Boot” shows the greater of cash or debt boot. It’s an upper bound for exposure—not actual taxable income, which is limited by realized gain and other factors. Consult your tax advisor.
DISCLAIMERS:
This 1031 Exchange Debt-Replacement Calculator is provided for illustrative and educational purposes only. The results shown are estimates based on user-supplied inputs and simplified assumptions. They are not intended to determine actual tax liability, exchange eligibility, or compliance with IRS requirements.
The IRS rules governing Section 1031 exchanges, including the treatment of boot, debt replacement, qualified intermediary handling, and exchange timing, are complex and may change over time. Actual outcomes depend on numerous factors such as property use, holding period, depreciation history, financing structure, and transaction sequencing.
This calculator does not constitute tax, legal, or accounting advice. Users should consult a Qualified Intermediary, CPA, or tax attorney before relying on these results for investment or reporting purposes.
Calculations assume all inputs are accurate and that replacement property acquisitions are completed in compliance with the IRS’s identification (45-day) and exchange (180-day) timelines under Section 1031.
While care has been taken to ensure accuracy, no warranty or guarantee is made as to the completeness or correctness of this tool or its outputs. Use is at your own discretion and risk.
Debt Service Coverage Ratio (DSCR) Calculator
Capital Gains Tax Calculator
Estimate your federal and state capital gains taxes, depreciation recapture, NIIT, and overall effective tax rate instantly.
1031 Exchange Debt Replacement
Quickly estimate your required replacement debt, total financing, and potential taxable boot in a 1031 exchange results update automatically as you enter values.
DSCR Calculator
Quickly estimate your Debt Service Coverage Ratio (DSCR) to assess your property’s ability to cover debt obligations.
Compliance
NEXA Mortgage LLC | Corporate NMLS #1660690 | AZMB #0944059
Bradley Spies | NMLS #2094404
Equal Housing Lender
5559 S Sossaman Rd, Bldg 1 Ste 101, Mesa, AZ 85212
Corporate Website | NMLS Consumer Access
Disclaimer (Website Use / Tax & Legal Guidance)
The information provided on this website is for general educational purposes only and should not be construed as tax or legal advice. NEXA Mortgage LLC and its loan officers do not provide tax, legal, or accounting services. Investors should consult with their own independent tax advisor, CPA, and/or attorney regarding how a 1031 exchange applies to their specific circumstances. All financing is subject to credit approval, program guidelines, and applicable federal and state regulations.